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Flood victim faces more damage and threats of foreclosure

By ANNA MEILER

DANUBE, N.Y. (WKTV) -- When severe floods tore through the Mohawk Valley in June 2013, Chris Talbot was inside his home when the water ripped it 60 feet off the foundation.

"It was the scariest thing I've ever had to go through. Having my girlfriend and my three little kids with me in there, you know, it was the scariest thing I've ever gone through," said Talbot.

Lawmakers are voting Monday night on the proposed state budget which is aiming to help last year's flood victims. It includes a measure that allows home and business owners to apply for a property tax reassessment if their 2013 assessed value did not reflect last summer's flood damage. This would allow residents to pay lower taxes on their damaged home.

But Talbot says he can't afford to pay any taxes on his property. Their home was condemned and they just found a new place to rent in February. They received $31,900 dollars from Gov. Cuomo's flood assistance program, but that money's running out.

"I used that money that he gave me to pay the mortgage on this for I don't know how many months, but then you reach the point where you got to get another place to live. You can't afford to pay for both, so that's what I did," said Talbot.

Now Talbot is facing foreclosure and more damage. Over the weekend, an ice jam caused flooding, pushing chunks of ice into his yard and flooding the street and neighbor's home. Talbot says after what happened last year, this situation should've been managed better.

"I don't feel my neighbors have gotten enough help out here. If they did then the lawn wouldn't be covered with ice and he wouldn't have had to pump out underneath his house again," said Talbot.

Talbot is waiting for more money from the state for the full buyout of his property. But, that won't help him get completely out from under his debt.

"I'm just trying to keep on," said Talbot.

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