2018 Goal: Achieving financial fitness

Financial experts say erasing debt and saving for retirement are two resolutions worth keeping.

Posted: Jan 3, 2018 11:05 AM

(NBC News) While most people will be promising to do better physically and mentally in the new year, there are other ideas on how to take care of yourself financially.

The top resolutions for 2018 are not that much different from years past, and neither is the projected date for breaking them, sometime around the end of January.

But BankRate.com's Greg McBride says breaking financial resolutions, like saving more, can be risky, especially if there is an emergency.

"You want to have enough to cover six months worth of expenses, ideally, in your emergency fund," said McBride.

Setting aside 10 to 15% of your paycheck is the target he sets for a retirement fund, and that is easier to hit with help from your employer.

Another important resolution is getting out of debt in 2018, especially with interest rates rising.

Read more: http://nbcnews.to/2EEBFt5

New York Coronavirus Cases

County data is updated nightly.

Cases: 2158388

Reported Deaths: 53670
CountyCasesDeaths
Kings28928110524
Queens28365510025
Suffolk2050963414
Nassau1880503186
Bronx1874406599
New York1438304539
Westchester1318572296
Erie909191816
Richmond776231856
Monroe701341117
Orange49181847
Rockland47596758
Onondaga39672680
Dutchess29976447
Albany25156358
Oneida22886518
Niagara20315375
Broome18850367
Saratoga15842168
Ulster14186258
Schenectady13432206
Rensselaer11494145
Putnam1078393
Chautauqua9024146
Chemung7856137
Oswego773493
Ontario753493
Steuben7027147
Sullivan681276
St. Lawrence676797
Cayuga643592
Jefferson628668
Wayne586873
Cattaraugus580893
Genesee5461124
Herkimer5273110
Clinton489133
Madison461989
Livingston456960
Fulton447993
Tompkins446953
Montgomery4309128
Columbia4152104
Cortland398064
Tioga388363
Warren378162
Wyoming363153
Allegany358287
Chenango357277
Otsego351347
Greene347579
Washington322355
Orleans314683
Lewis284836
Franklin257912
Delaware244339
Seneca204357
Schoharie174319
Essex163626
Yates118326
Schuyler109014
Hamilton3182
Unassigned9214
Out of NY0254
Utica
Clear
78° wxIcon
Hi: 78° Lo: 51°
Feels Like: 79°
Oneonta
Partly Cloudy
72° wxIcon
Hi: 74° Lo: 49°
Feels Like: 72°
Herkimer
Clear
78° wxIcon
Hi: 80° Lo: 52°
Feels Like: 79°
Old Forge
Partly Cloudy
78° wxIcon
Hi: 75° Lo: 50°
Feels Like: 79°
WKTV Radar
WKTV Temperatures
WKTV Severe Weather

18 Facets of Summer Photo Contest brought to you by Herkimer Diamond Mines
Senior Send-Off brought to you by Herkimer College
Looking for work or looking to hire? Check out the WKTV Job Fair!
Saluting Those Who Are Proud 2 Serve