The State’s executive order is keeping real estate brokers from personally showing houses, but that’s not stopping agents from selling. Mohawk Valley Association of Realtors Executive Officer Ann Rushlo explains how realtors are able to keep the market active.

"We’re relying much more on electronic means than ever before. Not only for document signing to list a property, but also you know those virtual tours that the realtor took a video of the property, and that’s now the only way they can show it to someone," she said.

Hunt Real Estate Salesperson Tess Johnson recommends sellers take the time to declutter, pack, depersonalizing your home, paint, and of course deep clean everything. She believes you also may want to consider waiting to list your home.

"It is much of our responsibility to make sure it is marketed out there properly, so I am waiting to list properties to make sure that it hits the market in the best way possible," she said.

Low interest rates have many considering refinancing, and there are others who are going through hard financial times looking for a way to stay financially sound. If you’re thinking about refinancing or making any kind of deferral payments, consider speaking with your lending institution first. Tom Neumann is the President First Source Federal Credit Union. He explains some of the financial choices you may want to consider. 

"For consumer loans it actually is an extension of loans, and for many of our home equity products it is also, but when you have escrow or some of these other situations on a real estate loan, it complicates that piece, so the best option clearly is to make your payment if you can. If you cannot do that, that’s why on a consumer loan the extension will only push it to the end of the loan. So you’re not going to have an extra payment. It’s going to extend the term of that loan, but on a real estate loan, call, we’ll look at accommodation of forbearance, repayment, or modification so that we avoid you having that big hit right at the end of your forbearance period," he said.

Remember that everyone’s financial situation is different, so consider the advice of a professional before making any long-term decisions.